What credit score do I need?

For rent-to-own, no credit check is required. Traditional financing options are available for a range of credit profiles.

How much is the down payment?

Rent-to-own requires a small delivery fee. Traditional financing typically requires 10–20% down depending on the total amount.

Yes! Both rent-to-own and traditional financing allow early payoff with no prepayment penalties.

What happens if I can't make a payment?

Contact us immediately. We work with our customers to find solutions, including payment deferrals and restructured terms.

Payments Starting Under $150/Month

Flexible Financing for Your Dream Building

Rent-to-own with no credit check, or choose traditional financing with low monthly payments. Get approved in minutes.

How It Works

Apply Online

Fill out a quick 5-minute application — no obligation.

Get Approved

Receive a decision fast, often within minutes.

Choose Your Building

Browse inventory or design a custom build.

Start Enjoying

We deliver and set up — you start using your new space.

Financing Options

Rent-To-Own

The easiest path to ownership. No credit check, no bank approval needed.

No credit check required

Low monthly payments

Own it at the end of your term

Quick approval

Traditional Financing

Competitive rates with flexible term lengths from 24 to 84 months.

Competitive interest rates

Terms from 24 to 84 months

Build credit with on-time payments

No prepayment penalties

Instant decision available

Payment Calculator

Estimate your monthly payment

Building Price$10,000

$3,000$50,000

Term60 months

24 mo60 mo

Estimated Monthly Payment

$187

*Estimated. Actual rates may vary.

Apply for Financing

Takes about 5 minutes. No obligation, no impact on your credit score.